Medavie Blue Cross FB

Affordable Health Insurance, that's backed by Blue Cross & provided to you by your own local advisor.

Serving Newfoundland & Labrador with trusted, personal guidance - no call centres and no pressure.

Local advice you can trust

Talk directly with a local agent located in NL. No call centre or Chatbots.

Custom Blue Cross plans for every need

Individual, family, seniors and businesses, we can make a custom plan that fits you.

Quick easy quotes, with no obligation

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Canada's most trusted health insurance

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If you'd prefer to talk, contact Francis Kelly at (709) 631-0028

Get Your Free, No-Obligation Blue Cross Quote

Licensed Blue Cross agent in Newfoundland & Labrador

Your Local Health Insurance Advisor — Not a Call Center

I am a licensed Blue Cross advisor based right here in Newfoundland & Labrador. I have lived in Newfoundland since I was born. I enjoy talking with the people of this province. Whether you need basic health coverage, travel insurance, or a plan for your family, he’s here to help — no pressure, no sales scripts, just honest advice tailored to your situation.

Insurance policies are complicated. You can reach out to the 800 number on the mainland to buy your health insurance. However, the call centre will direct you to an online application form. I don't think that this is the best way for you to get the right insurance for you. I believe that before you apply for any policy, you should have a good understanding of what you need, and more importantly what you don't need. This is why you should talk with me first. I am an expert in Blue Cross Insurance, and a few minutes on the phone can help you save a lot of time and money, while still getting the insurance that you need.

Your choice is simple. Do you want to buy instance from a call centre operator, or a chatbot? Or do you want to collaborate with the same person as we build your plan options.

Blue Cross. Protection that you can count on.

Protect yourself and your family against medical expenses that are not covered by your provincial government health plan. With Blue Cross, you'll get everything that you need to take care of those unexpected health care expenses. Whether it's prescription drugs, chiropractic services, massage, vision Care or dental benefits we've got you covered.

Your next step is to find out what coverage is right for you. The fastest way to find this information is to get in touch with an experienced local agent. If you have any questions, they can help you with that as well.

Plan Options at a Glance

Basic Health Coverage

Get help with doctor visits, prescriptions, specialists, and emergency care — ideal if you don’t have group coverage.

Dental & Vision Addons

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Travel Insurance

From weekend trips to extended stays, get emergency medical coverage, trip interruption protection, and peace of mind on every journey.

Still have questions? Call or message your local advisor now.

If you are ready to begin the process of buying your policy, or if you need clarification on something that you have read about Blue Cross Insurance, don't hesitate to call, text or email me. I am here to help.

Contact Us

Would you rather speak to me over the phone? No problem!

Call Us: 709-631-0028

Some reviews from our clients

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I needed Insurance to supplement my provincial plan.......

During our interactions he was consistently helpful and informed and was able to fully explain the details of the plans I was enquiring about. He is always been thoroughly professional and in addition makes every effort to match the requirements of his client to the available options. Also he kept me fully informed about the progress of my application, and all in all was a pleasure to deal with. I would recommend anyone to turn to Francis for their medical insurance needs.

Judy M
St. John's, NL

It’s great dealing with someone personally rather than calling into a call center...

Francis is great. He handles my family’s healthcare plan. Anytime I have any question or concerns I can call him and he handles it. It’s great dealing with someone personally rather than calling into a call center and being treated like a number in a case file. You can’t get service like that these days. Happy to have met Francis. He’s made the whole process a lot simpler.

Mike W
St. John’s, NL

Greatest service that I have ever seen from an insurance agent...

For me, it's easy to see why Francis Kelly is a leading agent for Medavie Blue Cross in Atlantic Canada. He puts his clients first! We have received the best advice and the greatest service that I have ever seen from an insurance agent. He put his over 20 years of experience to work to get me and my family the best insurance coverage that suited our needs and budget. Thank you so very much.

Dave T