Francis Kelly Insurance

Call Now: 709-631-0028

Life is Filled with difficult choices... Fortunately, Medical Insurance doesn't have to be one of them.

That's because blue cross is simply the Best Health Insurance coverage available in Newfoundland & Labrador! With Blue Cross you always get:

 no overall maximums on drug coverage. Once you reach $4500 in drug costs, everything beyond that is 100% covered!

Enjoy the convenience and cost-saving benefits of a Medavie Blue Cross card that is widely accepted by most healthcare providers, including pharmacies, physiotherapy clinics, and optometry clinics, as well as many other businesses. Say goodbye to the hassle of paying 100% upfront and waiting for a refund. With this card, you only pay your deductible upfront, making it a convenient and stress-free way to manage your healthcare expenses.

Blue Cross Health Insurance will never terminate you because you reach 65, or because of any illnesses that you may acquire after you are covered.

The one decision that you must make now is to get started.

That is because the best time for you to get Health Insurance is before you get sick or seriously injured. There will never be a better time than today.

To get started, call Francis Kelly at 709-631-0028. If you'd prefer e-mail enter your name and one point of contact in the blue email form on this page. All it takes is a few minutes over the phone, or a few emails and we'll have designed a custom health plan that fits your needs. Then you'll receive your free, no-obligation quote to read at your leisure. The whole process costs you nothing until you actually agree to, and sign your policy.

Please note that if you are uncomfortable with meeting in person, the entire process (right down to your final signatures) can be done virtually online, or by email. Your choice!


Want to get your quote Immediately?

You can get your quote without even talking to an agent. Simply click the "get quote" button below and you will be taken to the Medavie Blue Cross Instant Quote generator. In a few minutes you'll get your free, No-Obligation health insurance quote.

Get My Free Online Quote Now!

Remember, if you need guidance with choosing your plan, or if you have a problem with the online application process, we can be reached at 709-631-0028

Directly below, you'll find comments from several of our satisfied clients. This will tell you all you need to know about how easy we'll make this for you, and how we look after people.

“insurance to supplement my provincial plan“

During our interactions he was consistently helpful and informed and was able to fully explain the details of the plans I was enquiring about. He is always been thoroughly professional and in addition makes every effort to match the requirements of his client to the available options.Also he kept me fully informed about the progress of my application, and all in all was a pleasure to deal with. I would recommend anyone to turn to Francis for their medical insurance needs.
Judy M
St. John’s, NL

“It’s great dealing with someone personally rather than calling into a call center”

Francis is great. He handles my family’s healthcare plan. Anytime I have any question or concerns I can call him and he handles it. It’s great dealing with someone personally rather than calling into a call center and being treated like a number in a case file. You can’t get service like that these days. Happy to have met Francis. He’s made the whole process a lot simpler
Mike W,
St. John’s, NL

"Greatest service that I have ever seen from an insurance agent"

For me, it's easy to see why Francis Kelly is a leading agent for Medavie Blue Cross in Atlantic Canada. He puts his clients first! We have received the best advice and the greatest service that I have ever seen from an insurance agent. He put his over 20 years of experience to work to get me and my family the best insurance coverage that suited our needs and budget. Thank you so very much.
Dave T.