Blue Cross Insurance

Life is Filled with difficult choices. Fortunately, Health Insurance doesn't have to be one of them.

By coming here, you've taken the first step towards protecting yourself, and your family against medical expenses that are not covered by your provincial government health plan.

Your next step is to find out what coverage is right for you. The fastest way to find this information is to speak to me. I am an experienced local agent. I'll ask a few simple questions, and you'll know the answer in less than 5 minutes.

No Call Centres. Talk to a Local Newfoundland Expert.

We don't use call centres. When you call or email us, you'll speak to me directly because I live and work in Newfoundland. To contact me, please call 709-631-0028. If you prefer email, use the form to the right. In most cases, you should hear back in less than two hours.

Once you decide the type of insurance that you need, we'll send you a FREE, no-obligation quote. If you like what you see, we'll send you a copy of your individualized policy. Once you sign it, you're done!

The one decision that you must make now is to get started.

That is because the best time for you to get Health Insurance is before you get sick or seriously injured.

If you wait, and you develop a medical condition before your policy is in place, your condition may not be covered. Even worse, if your health issue is a serious one, you might not be eligible for Health Insurance coverage...at all. This means that there will never be a better time than today to get the process started.

Ready to get started, Call Francis Kelly at 790-631-0028. If you'd prefer email enter your name and one point of contact in the blue email form on this page.

About Blue Cross

Blue cross is simply the best Health Insurance coverage available in Newfoundland & Labrador! With Blue Cross, you get the following

no overall maximums on drug coverage. Once you reach $4500 in drug costs, everything beyond that is 100% covered!

Enjoy the convenience and cost-saving benefits of a Medavie Blue Cross card that is widely accepted by most healthcare providers, including pharmacies, physiotherapy clinics, and optometry clinics, as well as many other businesses. Say goodbye to the hassle of paying 100% upfront and waiting for a refund. With this card, you only pay your deductible upfront, making it convenient, stress-free way to manage your healthcare expenses.

Blue Cross Health Insurance will never terminate you because you reach 65, or because of any illnesses that you may acquire after you are covered.

Remember, all it takes is a few minutes

Once you contact us, it only takes is a few minutes over the phone, or by email...and we do the rest. We'll design a tailored health plan the suits your lifestyle and budget.

In a day or so, you'll receive your Free, No-obligation, Personalized Quote(s) from a Local, Knowledgeable and Experienced Blue Cross Health Insurance Specialist, who is here to help you every step of the way. I am committed to service so I'll strive to get you your best options possible for the best possible price.

Please note that if you are unable to meet in person, the entire process (right down to your final signatures) can be done virtually online, or by email. Your choice!

Why wait? Call Francis Kelly at 709-631-0028

or Call Us at: 709-631-0028

Some reviews from our clients

(Click the blue boxes to read the complete review)

I needed Insurance to supplement my provincial plan.......

During our interactions he was consistently helpful and informed and was able to fully explain the details of the plans I was enquiring about. He is always been thoroughly professional and in addition makes every effort to match the requirements of his client to the available options. Also he kept me fully informed about the progress of my application, and all in all was a pleasure to deal with. I would recommend anyone to turn to Francis for their medical insurance needs.

Judy M
St. John's, NL

It’s great dealing with someone personally rather than calling into a call center...

Francis is great. He handles my family’s healthcare plan. Anytime I have any question or concerns I can call him and he handles it. It’s great dealing with someone personally rather than calling into a call center and being treated like a number in a case file. You can’t get service like that these days. Happy to have met Francis. He’s made the whole process a lot simpler.

Mike W
St. John’s, NL

Greatest service that I have ever seen from an insurance agent...

For me, it's easy to see why Francis Kelly is a leading agent for Medavie Blue Cross in Atlantic Canada. He puts his clients first! We have received the best advice and the greatest service that I have ever seen from an insurance agent. He put his over 20 years of experience to work to get me and my family the best insurance coverage that suited our needs and budget. Thank you so very much.Dave T Sales Manager